Mortgage Center

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Sara K. Rutt

Mortgage Advisor

NMLS # 1562502
Office: 570-826-1800 or 800-426-4884
Fax: 570-826-6087
Cell Phone: 570-251-0320
38 North Franklin Street
Wilkes-Barre, PA 18701

Every day my goal is to help individuals and families choose the right loan for their specific needs and budget.  To accomplish this I use my Bachelor's degree in Accounting from Misericordia University, the diverse skills I obtained as a Mortgage Processor at HNB Mortgage, and my life experiences as a wife and mother.  Contact me for a no-obligation prequalification when it's most convenient for you.  I will help make buying or refinancing your dream home a reality

Apply online in as little as 20 minutes!
  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for approval.
  3. I will follow up to answer your questions.

My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 570-826-1800 or 800-426-4884.

HNB offers a full menu of mortgage products: including Conventional, Jumbo, Construction, Lot Loans, FHA, VA and many special program loans.

Quick Approval Home Equity Loan

Waiting for your Home Equity Loan approval is a thing of the past! Complete our online application to see if you qualify for our on the spot approval!

HNB Open Door Mortgage

Opportunity knocks with the HNB Open Door Mortgage. First-time and experienced home buyers can take advantage with quick approvals and low fees to unlock the feeling of being home.

Calculators

How much would my monthly payment be? Can I save money by refinancing now? Get answers to your questions by using our mortgage calculators.

Quick Quote

Quick Quote

Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 7.375%  7.503%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.289%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 7.000%  7.142%  0.000%
Home Equity
5 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 6.500%  6.500%  0.000%
10 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 7.000%  7.000%  0.000%
15 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 7.250%  7.250%  0.000%

Personalized Quote

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